Understanding the language of health care



January 22, 2019 - 10:19 AM

PART I: Understanding your health coverage

Health insurance is a monthly expense that protects an irreplaceable asset — your life.  Understanding the language of insurance can help you utilize the benefits and anticipate out-of-pocket costs, alleviating future stress and confusion. 

Premiums are the periodic payment to an insurance company or a health care plan for health or prescription drug coverage. The lower the premium cost, usually the more financial responsibility one will assume through out-of-pocket costs.  

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